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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent customer service from Zopa

Excellent customer service from Zopa Reviewed on: 15th January 2026

Best customer service and excellent in all

Best customer service and excellent in all Reviewed on: 15th January 2026

Zopa is a brilliant credit card very easy and would...

Zopa is a brilliant credit card very easy and would recommend too friends Reviewed on: 15th January 2026

Never had a problem excellent service

Never had a problem excellent service Reviewed on: 15th January 2026

Able to provide cash for a short term

Able to provide cash for a short term Reviewed on: 15th January 2026

Pain free application process

Such a quick and pain free experience from the application stage to receiving approval. Reviewed on: 15th January 2026

Easy to use app, no issues

Easy to use app, rates are good, help page intuitive Reviewed on: 15th January 2026

Help was quick and informative when required

Help was quick and informative when required Reviewed on: 15th January 2026

Never had to call so compnay must be doing the right...

Never had to call so compnay must be doing the right way. Reviewed on: 15th January 2026

I have had no problems with service and love my...

I have had no problems with service and love my card Reviewed on: 15th January 2026

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