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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Always There

Your customer service is excellent always helped me out when needed, and the app is really easy to use Reviewed on: 6th March 2026

Very easy to use for people like me who wanted to re...

Very easy to use for people like me who wanted to rebuild their credit score Reviewed on: 6th March 2026

So easy to use

I find their service so easy to navigate. The app is one of the best ive used so I can see exactly where I am at so easily. Making payments and balance transfers have been a breeze Reviewed on: 6th March 2026

limit isn’t the highest but hopefully it goes up reg...

limit isn’t the highest but hopefully it goes up regularly Reviewed on: 6th March 2026

a unique experience to recommend to all friends and...

a unique experience to recommend to all friends and family Reviewed on: 6th March 2026

Always had great service when needed.

Always had great service when needed.Loan services were easy to apply for and quick. Reviewed on: 6th March 2026

Easy to deal with.

Easy to deal with. Have absolutely no complaints. Reviewed on: 6th March 2026

Simply Superb

Simply a superb service at all times. Reviewed on: 6th March 2026

Zopa card

Easy application, easy app well directed. Email when payment due and being taken from bank. Everything explained easily so you know exactly where you are Reviewed on: 6th March 2026

Not bad but not increasing limit.

Not bad but not increasing limit. Reviewed on: 6th March 2026

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