Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Easy to deal with

5
Never had an issue with all transactions or communication Reviewed on: 21st February 2023
Busola Olaitan's avatar
Busola Olaitan

Great company

5
Good app very clear very user friendly Constant email updates regarding a APR Reviewed on: 21st February 2023
danieljj.preston@gmail.com's avatar
[email protected]

Amazing company

5
Great customer service Email check ups Good APR Reviewed on: 21st February 2023
Amber's avatar
Amber

Excellent service

5
High engagement and open communication, couldn't recommend enough Reviewed on: 21st February 2023
Carlie Holmes's avatar
Carlie Holmes

Fantastic

5
A great credit card So easy to sign up, really quick updating your payment, practically see the amount paid straight back on your app. And the app is so user friendly. Love it Reviewed on: 21st February 2023
Elaine McGuigan's avatar
Elaine McGuigan

Great service

5
Good service , easy to apply , straight forward app and easy to keep track of ur spending Reviewed on: 21st February 2023
Stacey's avatar
Stacey

Great company

5
No hassle credit card, easy to manage on the app, would recommend to anyone Reviewed on: 21st February 2023
Alison Owen's avatar
Alison Owen

Zopa credit card

5
Brilliant card, good interest rates never had an issues at all! 10/10 Reviewed on: 21st February 2023
Carl Mcgovern's avatar
Carl Mcgovern

Great credit card

5
This card is very good and the repayments are easy to manage also the app is very easy to use Reviewed on: 21st February 2023
Paul Evans's avatar
Paul Evans

Brilliant

5
A great company who help you in your time of need. Reviewed on: 21st February 2023
Jean Lewis's avatar
Jean Lewis

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill