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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fast effective apply. Fast effective response

New card arrived swiftly. Applied with no hassle. Fast efficiency and quick response if any problems. Reviewed on: 21st February 2023

Easy to work with and a pure delight

Need som exter cash and zopa was there to help out Reviewed on: 21st February 2023

Happy Customer

Using Zopa has been very helpful and really great. Highly recommended Reviewed on: 21st February 2023

Fantastic card

Great card and finance options and interest is very reasonable too Reviewed on: 21st February 2023

The app so easy to use

By using the app, it's so easy to keep an eye on your spending. Reviewed on: 21st February 2023

Amazing Apr rates.

Always a reliable card to use, simple online banking available from a dedicated Zopa app. Great loans also available and Car finance. I've used them all and easy to manage. Reviewed on: 21st February 2023

So easy and secure

By far the easiest credit card company to deal with so simple and transparent, helpful and informative Reviewed on: 21st February 2023

Great company

Great service and quick to fix any problems with my credit card Reviewed on: 21st February 2023

Zopa card

My zopa card has been very useful tge rates are good value for money. Reviewed on: 21st February 2023

Transfer offer was best offer

Balance transfer for first 3 month Reviewed on: 21st February 2023

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