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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Really good

5
Their services are really good. the app is one of the least complicated banking apps . Reviewed on: 21st February 2023
Sam's avatar
Sam

Excellent service

5
When I applied they quickly responded and Zopa app is amazing and very easy to use Reviewed on: 21st February 2023
amir45065@hotmail.com's avatar
[email protected]

Fuss free straight forward

4
Hassle free app always works great always kept updated about what's going on great company Reviewed on: 21st February 2023
Carl Dickinson's avatar
Carl Dickinson

Excellent credit card!

5
Great company, easy to use app, and they keep you updated frequently with anything to do with your account. Reviewed on: 21st February 2023
Sharon Cassidy's avatar
Sharon Cassidy

Value for money

5
Excellent customer service, warm and friendly staff who go the extra mile to support customers needs and requirements! Responsible lender Reviewed on: 21st February 2023
beckhammad2001@hotmail.com's avatar
[email protected]

Her user friendly

5
I love how easy the app is to use and the clear information provided. Clarity of information means I can understand my finances Reviewed on: 21st February 2023
Kirsty H's avatar
Kirsty H

Excellent service

5
Excellent service and simple App to help manage payments. Ensured communication and guidance throughout the application and usage of the credit card service. Reviewed on: 21st February 2023
Kate Summers's avatar
Kate Summers

Amazing

5
Zopa I’ve only been with less than a year it’s a good credit card would recommend Reviewed on: 21st February 2023
charlottehampson19@icloud.com's avatar
[email protected]

Good credit card company with great benefits, rewards, and exceptional customer service

4
I had a fantastic experience with this credit card company! Their rewards program is top-notch, and their customer service team is always helpful and friendly. Plus, I appreciate the additional security features they offer to protect my account. Overall, I highly recommend this credit card company. Reviewed on: 21st February 2023
Bola's avatar
Bola

Great Company with the best App.

5
The Zopa App to manage my credit card is one of the best apps I've ever used. You can find everything you need so easily. Customer service is very good also. I love being with Zopa ! Reviewed on: 21st February 2023
M Brown 's avatar
M Brown

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