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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Value for money

Excellent customer service, warm and friendly staff who go the extra mile to support customers needs and requirements! Responsible lender Reviewed on: 21st February 2023

Her user friendly

I love how easy the app is to use and the clear information provided. Clarity of information means I can understand my finances Reviewed on: 21st February 2023

Excellent service

Excellent service and simple App to help manage payments. Ensured communication and guidance throughout the application and usage of the credit card service. Reviewed on: 21st February 2023

Amazing

Zopa I’ve only been with less than a year it’s a good credit card would recommend Reviewed on: 21st February 2023

Good credit card company with great benefits, rewards, and exceptional customer service

I had a fantastic experience with this credit card company! Their rewards program is top-notch, and their customer service team is always helpful and friendly. Plus, I appreciate the additional security features they offer to protect my account. Overall, I highly recommend this credit card company. Reviewed on: 21st February 2023

Great Company with the best App.

The Zopa App to manage my credit card is one of the best apps I've ever used. You can find everything you need so easily. Customer service is very good also. I love being with Zopa ! Reviewed on: 21st February 2023

Just amazing!

I applied for a Zopa credit card at the age of 18 and it was so easy!! They’re very good at communicating and the best credit card company I’ve used! I would recommend to anyone of any age!! Reviewed on: 21st February 2023

Fantastic

Great credit card and the app is very easy to use. Reviewed on: 21st February 2023

Recommend

Amazing , helped me out a lot really recommend Reviewed on: 21st February 2023

Love Zopa they are amazing

Love Zopa they are amazing easy credit card ! Reviewed on: 21st February 2023

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