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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Just amazing!

I applied for a Zopa credit card at the age of 18 and it was so easy!! They’re very good at communicating and the best credit card company I’ve used! I would recommend to anyone of any age!! Reviewed on: 21st February 2023

Fantastic

Great credit card and the app is very easy to use. Reviewed on: 21st February 2023

Recommend

Amazing , helped me out a lot really recommend Reviewed on: 21st February 2023

Love Zopa they are amazing

Love Zopa they are amazing easy credit card ! Reviewed on: 21st February 2023

Fast and efficient

Fast and efficient with no usles calls or emails Reviewed on: 21st February 2023

Quick and easy to use

I've been using zopa credit card for quite a while and never come across any problem Reviewed on: 21st February 2023

Easy and clear

What a super experience with Zopa, The technology deployed to make applying and using the card is beyond superior to any other card out there. Easy, efficient. Clear and precise. Reviewed on: 21st February 2023

start a fresh

With having very bad credit, Zopa has gave me a fresh start to rebuilding my future, And customer service is so helpfull for any situation you face. Reviewed on: 21st February 2023

Excellent

Excellent service easy to use great customer service the app is very good to help manage money Reviewed on: 21st February 2023

Perfect

Hassle free,the app is brilliant & easy to use,lots of helpful hints & tips,no holding on the phone for hours..texts to say when payments are due & when you’re beating your credit limit ..brilliant Reviewed on: 21st February 2023

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