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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

The Amazing Zopa.

5
One of the things that I appreciate about Zopa is the fact that they don't charge any annual fees on their credit cards, which is a rarity in the industry. This means that I can use my credit card without worrying about any additional costs or hidden fees. Additionally, their APR rates are very competitive, which makes it a great option for anyone looking for an affordable and reliable credit card. Another great feature of Zopa credit cards is the easy-to-use online platform. The user interface is very intuitive and user-friendly, which makes it easy for me to manage my credit card account, view my statements, and make payments on time. I love the convenience of being able to access my account from anywhere, at any time, which makes it easy to stay on top of my finances. Finally, the customer service at Zopa is truly outstanding. Whenever I've had a question or concern, their customer service team has always been friendly, helpful, and responsive. They're available 24/7, which gives me peace of mind knowing that help is always just a phone call away. Overall, I highly recommend Zopa to anyone in search of a reliable, affordable, and user-friendly credit card. Their commitment to customer satisfaction and their excellent credit card options make them a top choice in the credit card industry. Reviewed on: 21st February 2023
john williams's avatar
john williams

Well organised company

5
Really easy to understand the APP good interest rates Reviewed on: 21st February 2023
Kimberley French's avatar
Kimberley French

Easy & Great Service

5
I applied for a credit card, it was very straight forward and quick, unlike other applications. Reviewed on: 21st February 2023
Kim Vallance's avatar
Kim Vallance

Mrs

5
Good customer service lisen to you as a customer ànd very helpful to what matters to you. Reviewed on: 21st February 2023
Suzanne Grafton 's avatar
Suzanne Grafton

First credit card

5
Approved quickly. Good interest rates. Excellent customer service Reviewed on: 21st February 2023
bruna320003@hotmail.com's avatar
[email protected]

Fast

5
It's really helpful if you need money for emergency Reviewed on: 21st February 2023
Szymon 's avatar
Szymon

Great credit card lender!

5
Have always been happy with dips credit card, great apr , great communication from staff and one of the best companies I’ve used! Thank you Reviewed on: 21st February 2023
Pioneer 's avatar
Pioneer

Zopa credit card

5
Works for me every time. Accepted at the majority of places Reviewed on: 21st February 2023
dave_dennison@yahoo.co.uk's avatar
[email protected]

Interest rates constantly increasing

2
Every month there seems to be an increase in rates. Reviewed on: 21st February 2023
Izzyb's avatar
Izzyb

Hurray

5
Great card to have fantastic service Reviewed on: 21st February 2023
J chahal's avatar
J chahal

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