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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Superb

Excellent service. Easy to use app Reviewed on: 21st February 2023

Credit card

The app is very easy to use and it gives you credit booster after a year or so. Shows how your ratings are and credit scoring Reviewed on: 21st February 2023

Does the job

Just what i need to keep control of my finances Reviewed on: 21st February 2023

Excellent!

Amazing customer experience! The zopa helped when I was struggling with no money. Reviewed on: 21st February 2023

Great card for emergency

Great card for emergency, very easy to make payments before the statement which helps alot . Overall very satisfied Reviewed on: 21st February 2023

Fantastic

Absolutely fantastic company, app and information you receive is fantastic and information is always clear and easy to understand Reviewed on: 21st February 2023

Praise

Spot on easy to use and understand plenty of warnings about payments Reviewed on: 21st February 2023

Fantastic company!

Very beautiful company. The site is clear and easy to use. You can slide through the app easily and it tells you when the due date is. You can request to change your repayment date. Very happy using Zopa and will definitely recommend it to my family and friends! Reviewed on: 21st February 2023

I like zopa there are reasonable interest rates is good

I never have any problems with my credit card and it is protected. Reviewed on: 21st February 2023

Excellent customer service

Excellent customer service, always available when needed, if you gave a problem always willing to help. Reviewed on: 21st February 2023

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