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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great card for emergency

Great card for emergency, very easy to make payments before the statement which helps alot . Overall very satisfied Reviewed on: 21st February 2023

Fantastic

Absolutely fantastic company, app and information you receive is fantastic and information is always clear and easy to understand Reviewed on: 21st February 2023

Praise

Spot on easy to use and understand plenty of warnings about payments Reviewed on: 21st February 2023

Fantastic company!

Very beautiful company. The site is clear and easy to use. You can slide through the app easily and it tells you when the due date is. You can request to change your repayment date. Very happy using Zopa and will definitely recommend it to my family and friends! Reviewed on: 21st February 2023

I like zopa there are reasonable interest rates is good

I never have any problems with my credit card and it is protected. Reviewed on: 21st February 2023

Excellent customer service

Excellent customer service, always available when needed, if you gave a problem always willing to help. Reviewed on: 21st February 2023

Perfect

Just easy and simple to start my account and was accessible instantly Reviewed on: 21st February 2023

Super great

Be good so far super great and flexible Reviewed on: 21st February 2023

Excellent credit card

Zopa is a fantastic credit card with great customer service. When you pay your card the money is instantly available. Reviewed on: 21st February 2023

Zopa is good

It’s a nice & simple to use! Loved! Reviewed on: 21st February 2023

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