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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Perfect

Just easy and simple to start my account and was accessible instantly Reviewed on: 21st February 2023

Super great

Be good so far super great and flexible Reviewed on: 21st February 2023

Excellent credit card

Zopa is a fantastic credit card with great customer service. When you pay your card the money is instantly available. Reviewed on: 21st February 2023

Zopa is good

It’s a nice & simple to use! Loved! Reviewed on: 21st February 2023

Great Service easy too use

Great service easy too use have a credit card and loan happy overall Reviewed on: 21st February 2023

Excellent

Excellent service and straight forward to use app would highly recommend Reviewed on: 21st February 2023

Easy to use

Card sent in a timely manner and app easy to use. Good way to monitor spending and repayment options and to build my credit back up through some tough times Reviewed on: 21st February 2023

Best credit card

My experience has been absolutely great since I have had Zopa Reviewed on: 21st February 2023

Amazing!!!

Zopa has helped me out so much! Fantastic service. Always there to help when needed. Reviewed on: 21st February 2023

Quick and efficient

This credit card was sent to me quickly and efficiently, the app is easy and efficient to use, great service ! Reviewed on: 21st February 2023

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