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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Great Service easy too use

5
Great service easy too use have a credit card and loan happy overall Reviewed on: 21st February 2023
Scott Graham's avatar
Scott Graham

Excellent

5
Excellent service and straight forward to use app would highly recommend Reviewed on: 21st February 2023
Martin 's avatar
Martin

Easy to use

5
Card sent in a timely manner and app easy to use. Good way to monitor spending and repayment options and to build my credit back up through some tough times Reviewed on: 21st February 2023
Nuzat Rafiq's avatar
Nuzat Rafiq

Best credit card

5
My experience has been absolutely great since I have had Zopa Reviewed on: 21st February 2023
Michelle Irish's avatar
Michelle Irish

Amazing!!!

5
Zopa has helped me out so much! Fantastic service. Always there to help when needed. Reviewed on: 21st February 2023
koakham@yahoo.com's avatar
[email protected]

Quick and efficient

4
This credit card was sent to me quickly and efficiently, the app is easy and efficient to use, great service ! Reviewed on: 21st February 2023
Chloe 's avatar
Chloe

Best credit card

5
I can highly recommend this credit card company good customer service and the best there is out there Reviewed on: 21st February 2023
Rita Wakley's avatar
Rita Wakley

Great card

4
Easy to use app and let's you stay in control, easy sign up Reviewed on: 21st February 2023
Karen 's avatar
Karen

I find Zopa as a very responsible lender.

5
The great thing about Zopa is the way they control your credit limit without being disrespectful towards their customers,as they have a very unique system to me as I don’t recall another lender that will check their customers day to day changes to their customers spending and lending and if the customer shows responsibility with their spending etc,then Zopa will offer their customers a greater level of credit but with Zopa’s clever approach to the specific customer and how they are controlling their credit line which I’m assuming covers all the person’s credit spending,so Zopa will always be part of my credit regime. Reviewed on: 21st February 2023
stiobhan napier's avatar
stiobhan napier

Zabulous zopa

5
Absolutely fab company, nothing to lose everything to gain Join Zopa today! Reviewed on: 21st February 2023
serena.pearce@hotmail.co.uk's avatar
[email protected]

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