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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Zopa credit card has been a great help to increase credit rating. I highly recommend Zopa to one and all. Reviewed on: 21st February 2023

Great card

Easy and clear to use. Quick to respond. Reviewed on: 21st February 2023

Fantastic

Everything is clearly set out and easy to keep your eye on your finances Reviewed on: 21st February 2023

Brilliant for building credit.

I would highly recommend zopa. The app has been brilliant for me to keep on track with my finances and find it really easy to use! Reviewed on: 21st February 2023

Very good service

Very easy to understand statements and good all round service Reviewed on: 21st February 2023

Excellent card for all

Really good card , easy to use app and helps build my credit rating Reviewed on: 21st February 2023

I'm very happy with the service I receive

I'm one of those people who like to set D/D up and leave it roll and Zopa are always in contact to let me now if any problems which I like Reviewed on: 21st February 2023

Great product

Great product for people who want a credit card Reviewed on: 21st February 2023

Credit card

Zopa has helped me with all my debts Reviewed on: 21st February 2023

Great for building credit rating

Keeps me informed about all purchases so I don't forget any transactions. Allows me to make payments early, so easy to stay on top of Reviewed on: 21st February 2023

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