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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy and vey easy to use

Once accepted the use of the car the correspondence you get keeps you on top of your finances , always happy to help always ther when reunited Reviewed on: 21st February 2023

Trust Zopa to help .

I have found Zopa to be a very professional company . The system that they operate helps you keep track of your borrowings and payments very easily , and the payment system is easy and flexible . Reviewed on: 21st February 2023

Easy to set up

Easy service to use & set up. Great customer service Reviewed on: 21st February 2023

Easy simple quick

Easy to apply quick response great app Reviewed on: 21st February 2023

Great card

Able to use and good communication Reviewed on: 21st February 2023

Great provider

Great service provider, always there to help and when stuck or need help, always an easy way or receiving help and advice Reviewed on: 21st February 2023

Zopa Credit Card

Great product App is a great idea Reviewed on: 21st February 2023

Great flexibilty and customer focus

Ive been with Zopa for 12 months plus now and ever since ive been a member i have had amazing service! Great company who really out their customers at the heart of everything they do. Reviewed on: 21st February 2023

Very happy

Brilliant and fair, haven't had any issues yet and great to use abroad Reviewed on: 21st February 2023

Great service

Excellent service open and transparent perfect for my needs and financial situation Reviewed on: 21st February 2023

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