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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy, great value

Zopa is easy to use with lots of features that make it simpler to manage my money. They are good value for money too. Reviewed on: 21st February 2023

Quality

Very helpfull and professional I have been with Zopa for a short time but I am very happy with their service and having this zccount has helped me and my family out in a big. Reviewed on: 21st February 2023

Perfect

Easy & reliable. Never had any problems. Reviewed on: 21st February 2023

Easy

I've found all aspects easy to use. I have dyslexia and struggle with forms and questionnaires The credit card application was easy to manage, and the app is very simple and well laid out. Lots of tools to help you manage money and help you improve your credit score. Reviewed on: 21st February 2023

Reliable

Easy to use the website and all. Great experience Reviewed on: 21st February 2023

Excellent Zopa Service

Easy application, excellent App, regular updates, good rates no hassle credit card Reviewed on: 21st February 2023

Great company and great service

As above great company with great service Reviewed on: 21st February 2023

Great card backed up by great advice

My zopa card has allowed me to build my credit score whilst being backed up with an app that offers practical steps to continue that improvement. Reviewed on: 21st February 2023

Helpful credit

Easy credit lenders when you need them. Reviewed on: 21st February 2023

Great credit builder

Zopa is the quickest way to build credit and boost your credit score. Reviewed on: 21st February 2023

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