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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Peace of mind.

You enjoy your peace of mind. The zopa app too is very beautiful. I'd definitely recommend. Reviewed on: 21st February 2023

Wow

Great fast experience, everything made simple. Reviewed on: 21st February 2023

The best credit card provider

It was easy straight forward when I applied for a Zopa credit card. I received my card sooner than I expected. There are a lot of help and assistance online and offline when needed. Reviewed on: 21st February 2023

Great experience

Great experience with Zopa, highly recommended Reviewed on: 21st February 2023

Very helpful

Zopa are very good and very helpful would recommend them 100% Reviewed on: 21st February 2023

Recommend

Easy to manage, easy to apply, all from app Reviewed on: 21st February 2023

Great app, easy to use

I like getting regular notifications. Reviewed on: 21st February 2023

When nobody would help

The Zopa Credit card has helped get credit when other card provider declined. The Zopa app is a fantastic tool which offers more than just a statement check. The app is full of useful tools to support your financial goals. Zopa is the hand that helps. Reviewed on: 21st February 2023

Very useful

Helped me in urgent unexpected payments Reviewed on: 21st February 2023

Sensible Lending

Very good and supportive, they also provide you with a credit score.x Reviewed on: 21st February 2023

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