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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great

5
Great service and very fast service Reviewed on: 21st February 2023
mandymatthews23@hotmail.co.uk's avatar
[email protected]

Great service

5
Fantastic service, clear and easy to use app, incredibly helpful Reviewed on: 21st February 2023
Steve donaldson's avatar
Steve donaldson

Great

5
No issues easy to use would recommend Reviewed on: 21st February 2023
aimee.albans@hotmail.co.uk's avatar
[email protected]

Brilliant

5
Great. Kept updated all the time. Very helpful when contacted. Hassle free Reviewed on: 21st February 2023
Steve Simmonds's avatar
Steve Simmonds

So happy with Zopa we

5
So happy with Zopa ,had no problem,and it’s easy to use x Reviewed on: 21st February 2023
Bobbie 's avatar
Bobbie

Easy

5
Very easy application, and then easy to manage through app. Reviewed on: 21st February 2023
Janine's avatar
Janine

Great card

5
Amazing card, so easy to use. Great customer service Reviewed on: 21st February 2023
icacurine@gmail.com's avatar
[email protected]

Amazing app

5
This card has been amazing for our family. Easy to pay, easy to use and fast update on balance. Reviewed on: 21st February 2023
petrina lucian's avatar
petrina lucian

Great card

5
Easy to use and great customer service Reviewed on: 21st February 2023
George Seale's avatar
George Seale

Very cool company

5
Easy to apply online and a great deal for my credit card. Would thoroughly recommend Zopa Reviewed on: 21st February 2023
Mark Jones's avatar
Mark Jones

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