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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The company that cares

Very easy to apply, great customer service that help all the way along Reviewed on: 15th January 2026

Are always there if or when I needed help.

Are always there if or when I needed help. Reviewed on: 15th January 2026

Find it very easy to understand and use the app

Find it very easy to understand and use the app Reviewed on: 15th January 2026

I have been with zopa for nearly a year and they are...

I have been with zopa for nearly a year and they are so helpful and offer and offer the best support Reviewed on: 15th January 2026

Brilliant service r easy

Brilliant service easy and quick Reviewed on: 15th January 2026

Everytime I need help or have a problem it's always...

Everytime I need help or have a problem it's always been a quick easy solution Reviewed on: 15th January 2026

Good credit card, and easy used any time .

Good credit card, and easy used any time . Reviewed on: 15th January 2026

Good service, clear and understandable function

Good service, clear and understandable function Reviewed on: 15th January 2026

Can’t fault the service I have received

Can’t fault the service I have received Reviewed on: 15th January 2026

Very happy smiles all around smooth application now...

Very happy smiles all around smooth application now fuss absolutely seamless Reviewed on: 15th January 2026

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