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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Adorable

Easy app & good rate for increasing your credit score Reviewed on: 6th March 2026

Easy to set up and use

Easy to set up and use you can add the card to your phone wallet Reviewed on: 6th March 2026

Great customer service, would recommend

Great customer service, would recommend Reviewed on: 6th March 2026

Helpful, quick, informative.

Helpful, quick, informative. Zopa have helped me Reviewed on: 6th March 2026

Good in all areas, easy and efficient

Good in all areas, easy and efficient Reviewed on: 6th March 2026

r w alexandra

good so fat and helpful staff . Good to talk to someone Reviewed on: 6th March 2026

Great customer service when there’s an issue, would...

Great customer service when there’s an issue, would prefer a phone service aswell thou. App could do better at reminding about payments due but overall a good credit provider. Reviewed on: 6th March 2026

I did find all the process easy and very clear,good...

I did find all the process easy and very clear,good communication and transparency. Reviewed on: 6th March 2026

Amazing card amazing customer service even if I hav...

Amazing card amazing customer service even if I have bad credit give me tha change to build my Gredit again thanks Reviewed on: 6th March 2026

I find using Zopa easy and safe.

I find using Zopa easy and safe. I am really happy with the service. Reviewed on: 6th March 2026

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