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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Credit card

5
The card is helping pay my bills and I like the support Reviewed on: 21st February 2023
Peter Mokake's avatar
Peter Mokake

Easy peasy

5
Easy peasy credit card company. Good app. Keeps me informed as I need. Cannot fault them. Reviewed on: 21st February 2023
Andy's avatar
Andy

Fantastic service

5
Super easy to use makes life so much easier great overall service from Zopa Reviewed on: 21st February 2023
nruay77@gmail.com's avatar
[email protected]

Excellent

5
I have an excellent experience for having this credit card. Reviewed on: 21st February 2023
Yaser sahraei's avatar
Yaser sahraei

My credit card

4
Recommend Zopa for being a great credit card Reviewed on: 21st February 2023
Graeme Stewart's avatar
Graeme Stewart

Easy to use

5
Easy to use easy to apply for good use of app Reviewed on: 21st February 2023
Racheal Barwell's avatar
Racheal Barwell

Recommended

5
I using zopa credit a months ago. I’m happy with that. I highly recommend for emergency funds. Reviewed on: 21st February 2023
Jez Isurda's avatar
Jez Isurda

Stunningly good

5
Always happy to help and constantly update me Reviewed on: 21st February 2023
Andrew Sisson's avatar
Andrew Sisson

Simplicity and transparency

5
Zopa is a good credit card service for anyone looking for a user-friendly and transparent credit card experience. Zopa seems to focus on simplicity and clarity, making it easy to manage finances and better decisions. The app is a hassle-free experience from the sign-up process to making payments and monitoring spending. Everything is laid out clearly and intuitively, making it simple for anyone to use. The level of control and awareness is incredibly helpful for anyone trying to manage their finances effectively. Reviewed on: 21st February 2023
andrew woodman's avatar
andrew woodman

Brilliant

5
Brilliant customer service, great credit card for bad credit. Reviewed on: 21st February 2023
shaun feriotego Howden's avatar
shaun feriotego Howden

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