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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

They keep you updated with regards to offers - also send out text reminders

I would recommend this company due to their app being available on your mobile and you can see how much you have spent and what your balance is instantly. Reviewed on: 21st February 2023

Best card on the Mark

Best card on the market, easy manage account with smart apps Reviewed on: 21st February 2023

Works very well for me and mine.

Very welcome addition to my finances. Very good communication on where I stand with my balance. Top marks. Reviewed on: 21st February 2023

Good experience

I've always had a good experience customer service response is quick and efficient would recommend Reviewed on: 21st February 2023

Easy to manage

Payments in app are lightning fast. Reviewed on: 21st February 2023

Appreciation

I have heard so much good about Zopa and it also came up as a recommendation to apply and it was successful. And once I start you use my card it will be a great helping gesture for so much. Reviewed on: 21st February 2023

Easy to use.

Simply website/ app..easy to use .reasonable Apr Reviewed on: 21st February 2023

Grate

Grate credit card supper easy app to use. Excellent value and excellent service Reviewed on: 21st February 2023

Krzysztof Sokol

excellent service and application easy to use Reviewed on: 21st February 2023

Excellent service

Helping me rebuild my credit score with excellent service Reviewed on: 21st February 2023

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