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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

First Card I got accepted for after my IVA.

First Card I got accepted for after my IVA. Very happy with the product and interest rates. The app is great and helps you keep track of spending. They are also a responsible lender and only lend what they think you can manage. Reviewed on: 6th March 2026

Great service highly recommend to anyone with not th...

Great service highly recommend to anyone with not the best credit score all in all recommend highly. Reviewed on: 6th March 2026

Very efficient and informative give plenty of notice...

Very efficient and informative give plenty of notice as when to pay and how and extremely easy. Great offers as well Reviewed on: 6th March 2026

When you’re in a position where you have to pay for...

When you’re in a position where you have to pay for the unexpected Zopa were able to help. Reviewed on: 6th March 2026

Excellent service

Great satisfaction from Zopa i will always happy with Zopa family Reviewed on: 6th March 2026

Easy application, great app and lots of features.

Easy application, great app and lots of features. Reviewed on: 6th March 2026

The best excellent customer service

The best excellent customer service Reviewed on: 6th March 2026

Perfect and excellent

Very smooth transactions and easy to navigate the app Reviewed on: 6th March 2026

Very good experience always informed about everythin...

Very good experience always informed about everything credit updates increases always informative Reviewed on: 6th March 2026

Overall very efficient and supportive of there is ev...

Overall very efficient and supportive of there is ever a query you need sorting Reviewed on: 6th March 2026

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