Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

View other Zopa products

4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very helpful great app, great customer service support

Very helpful great app, great customer service support Reviewed on: 15th January 2026

Zopa have been a great help, always there when I nee...

Zopa have been a great help, always there when I need them. Reviewed on: 15th January 2026

Cracking card

Cracking card for your first credit card,interest rates very reasonable,should get an increase in my credit soon which is always a help.very happy. Reviewed on: 15th January 2026

GREAT BANK,GREAT ACCOUNT THANKYOU

GREAT BANK,GREAT ACCOUNT THANKYOU Reviewed on: 15th January 2026

Responsible Credit Limit set

Responsible Credit Limit set that is within my budget.Very good customer service. Have handled my account professionally. Reviewed on: 15th January 2026

Excellent to improve your credit

Simple to use, apps easy to understand Reviewed on: 15th January 2026

Nice easy process to apply, and very efficient respo...

Nice easy process to apply, and very efficient response and delivary of card Reviewed on: 15th January 2026

My experience with Zopa was fast and friendly

My experience with Zopa was fast and friendly Reviewed on: 15th January 2026

Really excellent service

Friendly easy to use. Great credit levels ease to make payments great communications Reviewed on: 15th January 2026

I would recommend getting the card.

It was very do paying bills, I would recommend to friends and family Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Bank of Scotland 4.53 from 10 reviews
Clubcard credit cards
from Tesco Bank 4.01 from 326 reviews
Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8045 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub