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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Absolutely recommended

I'm was very happy to use that card easily Reviewed on: 21st February 2023

Card

Very easy to use and good that I can use through my phone Reviewed on: 21st February 2023

Very good

Very friendly staff and helpful Reviewed on: 21st February 2023

Easy to use

Great product easy to use and good communication. Reviewed on: 21st February 2023

A card for all reasons.

Choose a Zopa Credit Card for all your needs. A realistic credit limit, easy repayments and everything is at your fingertips with the easy to use app. Why choose anything else? Reviewed on: 21st February 2023

Great Company and Service!

I love Zopa! As a responsible lender they’ve always provided an holistic service that helps people gain control and understand how credit works and how to use it to their benefit! One of the best banking apps! It’s a joy to be a customer of theirs!! Reviewed on: 21st February 2023

Simple easy and results followed

Very straight forward really happy, would definitely recommend people Reviewed on: 21st February 2023

Great card

The app is useful and really easy to use Reviewed on: 21st February 2023

No problems at all

I had 0 problems with zopa and also when I pay my due its reflected real time and thats what makes zopa stand out Reviewed on: 21st February 2023

High quality

I m happy with your card and i like to use all the time to buy new things Reviewed on: 21st February 2023

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