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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

Excellent customer service. Prompt and efficient. Reviewed on: 21st February 2023

Great service

Very helpful staff and always keep you informed of any changes Reviewed on: 21st February 2023

Quick and simple

App is easy and effective to use and gives you an option of a spending cap which is very helpful Reviewed on: 21st February 2023

Brilliant

Excellent speedy service. Easy to apply and quick answer Reviewed on: 21st February 2023

Great card,

Had bad credit, managed to get a Zopa card, building my credit month by month now Brilliant Reviewed on: 21st February 2023

Easy, simple service

Easy to apply, easy to use app and easy to manage credit card. All in all great product Reviewed on: 21st February 2023

Rebuilding credit

Used to rebuild credit after trust deed Reviewed on: 21st February 2023

Easy to use and just great

Had my card for a few months and the app is so easy to use and so easy to pay off and use. Highly recommend. Reviewed on: 21st February 2023

I would recommend zopa to anyone. It is really good and customer service is great!

I have had no problems with zopa, really worth getting and recommending to others Reviewed on: 21st February 2023

Helped me get back on track

I've found Zopa really helpful to get my finances back on track. The customer service team are friendly and helpful. Would definitely recommend Reviewed on: 21st February 2023

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