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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

I would recommend zopa to anyone. It is really good and customer service is great!

I have had no problems with zopa, really worth getting and recommending to others Reviewed on: 21st February 2023

Helped me get back on track

I've found Zopa really helpful to get my finances back on track. The customer service team are friendly and helpful. Would definitely recommend Reviewed on: 21st February 2023

Fantastic

Great communication and understanding Reviewed on: 21st February 2023

Great credit provider

A great provider with great rates ! Reviewed on: 21st February 2023

Amazing experience

Has on of the best easily accessible crowfoot cards I’ve ever used very useful to manage. Reviewed on: 21st February 2023

Needs a lot of improvement

Poor customer service and low credit limit takes a long time for increases Reviewed on: 21st February 2023

Credit Card application.

So straight forward to order a card and furthermore a very sensible credit limit. The App works great as well being able to keep an easy eye on my balance at all times along with paying the monthly payment. All very easy to use. Reviewed on: 21st February 2023

No hassles just awesome

Best credit card I've had no hassle no demanding payment everything so easy to do and work with Reviewed on: 21st February 2023

Easy to Manage

I've had my Zopa card for over a year now. Very easy to manage within the app and notifications every time you use it so it's easy to know your balance. Payments are quick and the money goes straight back on your card so you don't have to wait a few days like some. Reviewed on: 21st February 2023

Excellent

Never had a problem with them. Very helpful Reviewed on: 21st February 2023

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