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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great credit card provider

Great offers with manageable interest rates. Provide reasonable limits that you can afford. Reviewed on: 21st February 2023

Zopa

Never chase you after payment even if y pay the minimum payment Reviewed on: 21st February 2023

Great service

arrived my card very quickly Good provider Reviewed on: 21st February 2023

Easy to use good limit

Interest is good, App is easy to use Limit is fair and good Reviewed on: 21st February 2023

Really efficient and communication is second to none

I have been really happy with the service I have received from Zopa and would definitely recommend their services Reviewed on: 21st February 2023

Simple easy to use and responsible

Simple to use , easy to work with and a responsible fair provider Reviewed on: 21st February 2023

EFFECTIVE & EFFICIENT SERVICE

ZOPA is a convenient way of using someone’s money and returning it back stress free. Good customer relations and the system is fit for purpose. Reviewed on: 21st February 2023

Great company

Very easy to deal with and good all round Reviewed on: 21st February 2023

British Bank Awards 2023

Satisfied with the service. Cannot really complaint so far. Reviewed on: 21st February 2023

Best company

Never had any problems. Thank you Zopa Reviewed on: 21st February 2023

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