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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic

Great communication and understanding Reviewed on: 21st February 2023

Great credit provider

A great provider with great rates ! Reviewed on: 21st February 2023

Amazing experience

Has on of the best easily accessible crowfoot cards I’ve ever used very useful to manage. Reviewed on: 21st February 2023

Needs a lot of improvement

Poor customer service and low credit limit takes a long time for increases Reviewed on: 21st February 2023

Credit Card application.

So straight forward to order a card and furthermore a very sensible credit limit. The App works great as well being able to keep an easy eye on my balance at all times along with paying the monthly payment. All very easy to use. Reviewed on: 21st February 2023

No hassles just awesome

Best credit card I've had no hassle no demanding payment everything so easy to do and work with Reviewed on: 21st February 2023

Easy to Manage

I've had my Zopa card for over a year now. Very easy to manage within the app and notifications every time you use it so it's easy to know your balance. Payments are quick and the money goes straight back on your card so you don't have to wait a few days like some. Reviewed on: 21st February 2023

Excellent

Never had a problem with them. Very helpful Reviewed on: 21st February 2023

Great credit card provider

Great offers with manageable interest rates. Provide reasonable limits that you can afford. Reviewed on: 21st February 2023

Zopa

Never chase you after payment even if y pay the minimum payment Reviewed on: 21st February 2023

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