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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

arrived my card very quickly Good provider Reviewed on: 21st February 2023

Easy to use good limit

Interest is good, App is easy to use Limit is fair and good Reviewed on: 21st February 2023

Really efficient and communication is second to none

I have been really happy with the service I have received from Zopa and would definitely recommend their services Reviewed on: 21st February 2023

Simple easy to use and responsible

Simple to use , easy to work with and a responsible fair provider Reviewed on: 21st February 2023

EFFECTIVE & EFFICIENT SERVICE

ZOPA is a convenient way of using someone’s money and returning it back stress free. Good customer relations and the system is fit for purpose. Reviewed on: 21st February 2023

Great company

Very easy to deal with and good all round Reviewed on: 21st February 2023

British Bank Awards 2023

Satisfied with the service. Cannot really complaint so far. Reviewed on: 21st February 2023

Best company

Never had any problems. Thank you Zopa Reviewed on: 21st February 2023

Great card

Really user friendly app and great way for keeping track of one’s credit profile. Reviewed on: 21st February 2023

Best credit score boosting card!

Zopa has helped my credit score fly, I recommended Zopa to everyone I speak to about credit scores, their interest is reasonable and they’re so easy to use. The support team are great and always try their hardest to resolve a situation. If it wasn’t for Zopa I wouldn’t hava been accepted for my car, and I’m on track to being accepted for our first house! Thankyou to Zopa for all the support. Reviewed on: 21st February 2023

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