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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good service

Zopa is a very good credit card Iv never had any problems with it Reviewed on: 21st February 2023

Love it

Zopa app is so easy to use. I love it Reviewed on: 21st February 2023

Clear & Fair

I pay off the card and funds are immediately available rather than having to wait a few days like other providers. App is easy to use. Credit coaching and assistance provided. Reviewed on: 21st February 2023

Great user interface

Zopa credit card & the app is super easy to use & navigate which makes money management so much easier Reviewed on: 21st February 2023

Great service received so far

Amazing services and the best company have ever seen so far Reviewed on: 21st February 2023

Excellent Service

Great customer care, proactively developing and improving. Delivering quality products and services Reviewed on: 21st February 2023

No nonsense quality

Everything has been excellent right from the start, application was simple and hassle free, the app is top quality, you can see everything you need to. No messing around searching through FAQ's just to get a pin reminder, all round brilliant Reviewed on: 21st February 2023

Amazing

Saved my skin. Amazing company in a tough financial year for me Reviewed on: 21st February 2023

Easy to apply for and excellent after service

Applying for the card was very easy. Unfortunately I wasn't able to complete it in one go. I thought I had lost everything, but one short call to customer services and everything was sorted out and done within a couple of minutes. I am informed by sms of every transaction I make, which is reassuring, and can easily pay a set amount every month and any additional payments I wish to make. excellent service. Reviewed on: 21st February 2023

Helps with the updates and tips

Always updating me and gives me tips on how to better my credit rating! App easy to use to Reviewed on: 21st February 2023

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