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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Recommend

Very easy and practical to use the zips credit card Reviewed on: 21st February 2023

Good rates, easy app

Good rates, application easy to use , very good customer service recommend a+++ Reviewed on: 21st February 2023

Super easy

Fast set up great app good controls Reviewed on: 21st February 2023

Fantastic

Great for my credit building. Easy app to use too Reviewed on: 21st February 2023

Great financial business to do deal with

Like the way Zopa deals with customers Reviewed on: 21st February 2023

10/10 easy affordable repayments and friendly customer service

Had a Zopa credit card for around 3 years now and they’ve always been helpful and considerate with repayments Reviewed on: 21st February 2023

Good Service

Very good service. Good app. Thank you very much Reviewed on: 21st February 2023

Thanks

I really thank ful to Zopa because when I need money that he provide me credit card Reviewed on: 21st February 2023

Great

Very helpful and understanding staff Reviewed on: 21st February 2023

Great company

Great company. Easy to use app and fair Reviewed on: 21st February 2023

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