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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Super easy

5
Fast set up great app good controls Reviewed on: 21st February 2023
jamboybell@yahoo.co.uk's avatar
[email protected]

Fantastic

5
Great for my credit building. Easy app to use too Reviewed on: 21st February 2023
C Hilton's avatar
C Hilton

Great financial business to do deal with

5
Like the way Zopa deals with customers Reviewed on: 21st February 2023
Lydia Mensah 's avatar
Lydia Mensah

10/10 easy affordable repayments and friendly customer service

5
Had a Zopa credit card for around 3 years now and they’ve always been helpful and considerate with repayments Reviewed on: 21st February 2023
Liam roberts's avatar
Liam roberts

Good Service

5
Very good service. Good app. Thank you very much Reviewed on: 21st February 2023
Tim's avatar
Tim

Thanks

5
I really thank ful to Zopa because when I need money that he provide me credit card Reviewed on: 21st February 2023
Muhammad Suleman Raza's avatar
Muhammad Suleman Raza

Great

5
Very helpful and understanding staff Reviewed on: 21st February 2023
Habib's avatar
Habib

Great company

5
Great company. Easy to use app and fair Reviewed on: 21st February 2023
Will Maxted's avatar
Will Maxted

Great company

5
With Zopa you get exactly what you see, there are no nasty hidden surprises. Everything is clear, customer service very helpful. Reviewed on: 21st February 2023
MrMe's avatar
MrMe

Would definitely recommend Zopa!

4
Really easy application process and easy to manage credit with the app! Great service Reviewed on: 21st February 2023
John Paine's avatar
John Paine

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