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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

No hassles just awesome

Best credit card I've had no hassle no demanding payment everything so easy to do and work with Reviewed on: 21st February 2023

Easy to Manage

I've had my Zopa card for over a year now. Very easy to manage within the app and notifications every time you use it so it's easy to know your balance. Payments are quick and the money goes straight back on your card so you don't have to wait a few days like some. Reviewed on: 21st February 2023

Excellent

Never had a problem with them. Very helpful Reviewed on: 21st February 2023

Great credit card provider

Great offers with manageable interest rates. Provide reasonable limits that you can afford. Reviewed on: 21st February 2023

Zopa

Never chase you after payment even if y pay the minimum payment Reviewed on: 21st February 2023

Great service

arrived my card very quickly Good provider Reviewed on: 21st February 2023

Easy to use good limit

Interest is good, App is easy to use Limit is fair and good Reviewed on: 21st February 2023

Really efficient and communication is second to none

I have been really happy with the service I have received from Zopa and would definitely recommend their services Reviewed on: 21st February 2023

Simple easy to use and responsible

Simple to use , easy to work with and a responsible fair provider Reviewed on: 21st February 2023

EFFECTIVE & EFFICIENT SERVICE

ZOPA is a convenient way of using someone’s money and returning it back stress free. Good customer relations and the system is fit for purpose. Reviewed on: 21st February 2023

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