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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Really like what they do.

Really like what they do. Like reminding me what I have spent and with who. No other credit card does that. So thankful they do. They always let me use it on anything I want. And the amount doesn't matter as long as it's within my limit, yes I do think the is the BEST credit card you could have. Thanks Reviewed on: 15th January 2026

Fantastic easy application best credit card on the m...

Fantastic easy application best credit card on the market Reviewed on: 15th January 2026

Zopa are a very friendly and helpful.

Zopa are a very friendly and helpful. I've certainly had no issues with them at all. Reviewed on: 15th January 2026

The exact reason I chose to apply to Zopa credit car...

The exact reason I chose to apply to Zopa credit card the process was so easy and simple all the right answers to the questions was easy to understand Reviewed on: 15th January 2026

Zopa a great credit builder

Zopa is great they me credit card when I couldn’t get any elsewhere and have now helped me improved my credit overall Reviewed on: 15th January 2026

Fantastic service easy application and brilliant cus...

Fantastic service easy application and brilliant customer service Reviewed on: 15th January 2026

Excellent card no messing about safe and sercure

Excellent card no messing about safe and sercure Reviewed on: 15th January 2026

Very straightforward application and easy to use.

Very straightforward application and easy to use. Reviewed on: 15th January 2026

Excellent customer support and app.

Excellent customer support and app. Reviewed on: 15th January 2026

Me experience so far has ben fantastic

Me experience so far has ben fantastic Reviewed on: 15th January 2026

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