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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa has the best interest rate than any credit card company

Good interest rate I've ever had from any credit card company . Would highly recommend ZOPA. Reviewed on: 21st February 2023

Excellent care

I cant complain all is going well for me Reviewed on: 21st February 2023

Fantastic Credit card

Excellent customer service. Extremely professional Reviewed on: 21st February 2023

Recommend

Very easy and practical to use the zips credit card Reviewed on: 21st February 2023

Good rates, easy app

Good rates, application easy to use , very good customer service recommend a+++ Reviewed on: 21st February 2023

Super easy

Fast set up great app good controls Reviewed on: 21st February 2023

Fantastic

Great for my credit building. Easy app to use too Reviewed on: 21st February 2023

Great financial business to do deal with

Like the way Zopa deals with customers Reviewed on: 21st February 2023

10/10 easy affordable repayments and friendly customer service

Had a Zopa credit card for around 3 years now and they’ve always been helpful and considerate with repayments Reviewed on: 21st February 2023

Good Service

Very good service. Good app. Thank you very much Reviewed on: 21st February 2023

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