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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Thanks

5
I really thank ful to Zopa because when I need money that he provide me credit card Reviewed on: 21st February 2023
Muhammad Suleman Raza's avatar
Muhammad Suleman Raza

Great

5
Very helpful and understanding staff Reviewed on: 21st February 2023
Habib's avatar
Habib

Great company

5
Great company. Easy to use app and fair Reviewed on: 21st February 2023
Will Maxted's avatar
Will Maxted

Great company

5
With Zopa you get exactly what you see, there are no nasty hidden surprises. Everything is clear, customer service very helpful. Reviewed on: 21st February 2023
MrMe's avatar
MrMe

Would definitely recommend Zopa!

4
Really easy application process and easy to manage credit with the app! Great service Reviewed on: 21st February 2023
John Paine's avatar
John Paine

Amazing

5
Helped me out when I needed it the most and are very helpful Reviewed on: 21st February 2023
Chloe 's avatar
Chloe

Excellent

5
Good company interest rate is good great credit builder very happy Reviewed on: 21st February 2023
Darren haynes 's avatar
Darren haynes

Fantastic for building credit

5
This card has helped me to budget and gain a better overall credit score Reviewed on: 21st February 2023
raideym@icloud.com's avatar
[email protected]

Would recommend excellent service

5
I have had no dramas with Zopa, website and app have been a breeze. Very easy to use and any problems has been resolved quickly. Reviewed on: 21st February 2023
natalie toomer's avatar
natalie toomer

Overall good company and good experiences so far

4
Decent company and products. Never had any issues so far Reviewed on: 21st February 2023
Ian's avatar
Ian

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