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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Would recommend excellent service

I have had no dramas with Zopa, website and app have been a breeze. Very easy to use and any problems has been resolved quickly. Reviewed on: 21st February 2023

Overall good company and good experiences so far

Decent company and products. Never had any issues so far Reviewed on: 21st February 2023

Helpful

I find zopa to be more than just a credit card with lots of tips and and advice. If I have to phone them, they are always helpful and polite. An all round excellent service. Reviewed on: 21st February 2023

Fantastico for Ian fearn

No hassle no problems no stress Very simple Reviewed on: 21st February 2023

Excellent product and service

I’ve used my card so many times and it’s given me the room to keep living. These are strange times and everyone is feeling the pinch admittedly some feel it more than others but that’s life. It doesn’t take two days to clear funds when you make payments like other card providers, and this is a blessing for sure. Credit limits are fine and you can’t get into trouble, unless you want to! Would highly recommend and have done so to the few people I know Reviewed on: 21st February 2023

Very good!!!

Very good service and credit card!!!!! I am very happy…. Reviewed on: 21st February 2023

Brilliant

Great service, any issues or advice is always available on the phone which is brilliant . Reviewed on: 21st February 2023

Excellent card/company

Quick and easy to apply for small credit so you can’t get into trouble and easy to get hold of customer service if needed Reviewed on: 21st February 2023

Best Credit Card provider

With this credit card I had no hassle in setting up receiving cards, statements in timely manner and so easy to make payments in comparison to other providers I would rate this to be the best Reviewed on: 21st February 2023

Best credit card which suits my needs.

An all-rounded credit card which helps credit building and the credit card's app is amazing, it's full of useful tools. Reviewed on: 21st February 2023

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