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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Quick Easy & Reliable

Very easy to apply, great, easy to understand app. Will not lend out more than you can afford. Great way to help out when money is a bit tight whilst building your credit report. Reviewed on: 21st February 2023

Excellent

Excellent service very helpful customer support Reviewed on: 21st February 2023

Easy and Efficient

Easy process, understandable and transparent. Very efficient. Great experience. Reviewed on: 21st February 2023

Good card

An excellent card, no problems, and easy to manage Reviewed on: 21st February 2023

customer services always happy to help

straight forward use, customer services always happy to help and polite Reviewed on: 21st February 2023

Nice service

A1 service...................... Reviewed on: 21st February 2023

Excellent card company

Always there to help with great interest rates and facilities, Thankyou Reviewed on: 21st February 2023

great customer facing service

no issues from them and they have a great app, easy to use and manage Reviewed on: 21st February 2023

New customer

Best new bank. Reliable and consistant Reviewed on: 21st February 2023

Very good

I am very happy with your card Reviewed on: 21st February 2023

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