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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Best credit card

5
Excellent service. Good to build credit record. Very good app Reviewed on: 21st February 2023
AYODEJI AKEJU's avatar
AYODEJI AKEJU

Great

5
Great for when needing a bit extra cash Reviewed on: 21st February 2023
Marie teah's avatar
Marie teah

Excellent customer service

5
I was having issues understanding my balance and after seeking help from the live chat, my problem was solved quickly and efficiently. Reviewed on: 21st February 2023
Carla Tither's avatar
Carla Tither

Excellent customer service

5
Quick response for every service provided Reviewed on: 21st February 2023
Arthur Gill's avatar
Arthur Gill

Excellent service

5
Zopa’s service is excellent, communication, statements and all round service is first class Reviewed on: 21st February 2023
Colin Scholes's avatar
Colin Scholes

Customer satisfaction

5
Zopa has been incredibly helpful and have taken my personal circumstances into consideration on numerous occasions. When my card was lost abroad, they were receptive to my needs and extremely helpful with a swift replacement card. Thank you zopa. Reviewed on: 21st February 2023
Saqib Amin's avatar
Saqib Amin

Great card great support

5
What you would want in a credit card Reviewed on: 21st February 2023
Chris Radette's avatar
Chris Radette

Excellent!

5
App is really easy to use to help you keep on top of balances and it’s really easy to pay and set up direct debits Reviewed on: 21st February 2023
Sophie's avatar
Sophie

Top rate credit card

5
So easy to use top rate credit card Reviewed on: 21st February 2023
Jacqui Williams's avatar
Jacqui Williams

Quick Easy & Reliable

5
Very easy to apply, great, easy to understand app. Will not lend out more than you can afford. Great way to help out when money is a bit tight whilst building your credit report. Reviewed on: 21st February 2023
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