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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Really helped me out when I needed a little help mov...

Really helped me out when I needed a little help moving, easy to apply for. Good deal better than most credit cards. Would definitely recommend. Helpful when you only need a little boost. Reviewed on: 15th April 2026

Amazing on line bank with benefits I’ve never receiv...

Amazing on line bank with benefits I’ve never received with high street banks. Highly recommend. Reviewed on: 15th April 2026

Excellent service

Excellent service and good response Reviewed on: 15th April 2026

Great service happy with my card

Great service happy with my card Reviewed on: 15th April 2026

Comparedto my other cards Zopa are 100% more custome...

Comparedto my other cards Zopa are 100% more customer service, advise on various services with in the app and very user friendly Reviewed on: 15th April 2026

Always there to help in good and bad times

Always there to help in good and bad times Reviewed on: 15th April 2026

Excellent from start to receiving my card and spendi...

Excellent from start to receiving my card and spending and adding to Apple Pay 5stars Reviewed on: 15th April 2026

I have had my Zopa credit card for a few months and...

I have had my Zopa credit card for a few months and I’m impressed. The application was fast and paperless. The app shows everything clearly — balance, next payment, and how much interest you’ll pay. Customer service replied within a day when I messaged. Good option if you want something simple and transparent. Reviewed on: 15th April 2026

Very efficient service and helpful

Very efficient service and helpful Reviewed on: 15th April 2026

Quick and easy

Very simple to use very quick to be accepted Reviewed on: 15th April 2026

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