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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43493 reviews)

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4.94

Based on 43,493 reviews, last reviewed 19th Mar 2026

155700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Always great response . Always great response . Good app . Clear numbers . Easy to pay . Helpful support team Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43493)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very quick with sending card once approved.

Very quick with sending card once approved. I used it and got scammed cancelled card as soon as I realised and were very quick issuing a new one Reviewed on: 15th January 2026

My Zopa experience

Zopa credit card helped me to get my financial affairs sorted and they are always ready to help. I would recommend Zopa to everyone Reviewed on: 15th January 2026

Very easy to use and straight forward app to use...

Very easy to use and straight forward app to use Reviewed on: 15th January 2026

Low credit score but help was there

Low credit score but trusted me and gave me a fair credit card. Easy app and keeps me updated with sound advice and ensure I’m in control of my finances. Reviewed on: 15th January 2026

A very easy and subtle UI for the app and very easy...

A very easy and subtle UI for the app and very easy to use. Other apps are complicated however the interface of zopa is very easy to understand. And the best part is their rates. Reviewed on: 15th January 2026

Whenever I have called always helpful polite I expla...

Whenever I have called always helpful polite I explained a situation they advised me what to do aswell response always quick efficient service i like the way I can see my other balances aswell credit score available like the layout of the app easy to use Reviewed on: 15th January 2026

Nothing but good times with zopa

Nothing but good times with zopa Reviewed on: 15th January 2026

Great company

Had a credit card to help out and been extremely good with reminders about debits. Reviewed on: 15th January 2026

Excellent service

Excellent service from you at all times Reviewed on: 15th January 2026

Excellent service never had any problems

Excellent service never had any problems Reviewed on: 15th January 2026

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