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Zopa: Credit card reviews

4.94
Based on 43,493 reviews, last reviewed 19th Mar 2026
155700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great response . Always great response . Good app . Clear numbers . Easy to pay . Helpful support team Reviewed on: 19th March 2026
Christine O's avatar
Christine O

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43493)

Review of the Zopa, Credit card:

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Have never had any issues, prompt cars d and stateme...

5
Have never had any issues, prompt cars d and statement production. Reviewed on: 15th January 2026

I have loved the card it has helped me and my childr...

5
I have loved the card it has helped me and my children out alot in bad situations when i couldn't afford food Reviewed on: 15th January 2026

Zopa app easy to use.

5
Zopa app easy to use. App shows what you owe if you want to pay extra. Reviewed on: 15th January 2026

Great Company

5
Excellent company, easy to use app for your needs. Reviewed on: 15th January 2026

I just like how easy it is to connect, check balance...

5
I just like how easy it is to connect, check balances and do transactions online Reviewed on: 15th January 2026

Very easy to apply quick for my card to arrive...

5
Very easy to apply quick for my card to arrive Reviewed on: 15th January 2026

Great service

5
Fast and efficient service easy to apply and kept up to date with the progress by email or phone i would recommend to others Reviewed on: 15th January 2026

If I need to talk to somebody it's easy

5
If I need to talk to somebody it's easy Reviewed on: 15th January 2026

A great little plastic helper

5
Great little credit card. Very useful card to have in your wallet. Reviewed on: 15th January 2026

Very helpful customer service, the app is really eas...

5
Very helpful customer service, the app is really easy to negotiate and the dashboard is a really good addition to see everything in one place. Reviewed on: 15th January 2026

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