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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great company

Had a credit card to help out and been extremely good with reminders about debits. Reviewed on: 15th January 2026

Excellent service

Excellent service from you at all times Reviewed on: 15th January 2026

Excellent service never had any problems

Excellent service never had any problems Reviewed on: 15th January 2026

Have never had any issues, prompt cars d and stateme...

Have never had any issues, prompt cars d and statement production. Reviewed on: 15th January 2026

I have loved the card it has helped me and my childr...

I have loved the card it has helped me and my children out alot in bad situations when i couldn't afford food Reviewed on: 15th January 2026

Zopa app easy to use.

Zopa app easy to use. App shows what you owe if you want to pay extra. Reviewed on: 15th January 2026

Great Company

Excellent company, easy to use app for your needs. Reviewed on: 15th January 2026

I just like how easy it is to connect, check balance...

I just like how easy it is to connect, check balances and do transactions online Reviewed on: 15th January 2026

Very easy to apply quick for my card to arrive...

Very easy to apply quick for my card to arrive Reviewed on: 15th January 2026

Great service

Fast and efficient service easy to apply and kept up to date with the progress by email or phone i would recommend to others Reviewed on: 15th January 2026

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