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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very informative and excellent service.

Very informative on opening an account. Receive regular appropriate communication. I would highly recommend Zopa. Reviewed on: 21st January 2026

Very understanding and app very easy to use

Very understanding and app very easy to use Reviewed on: 21st January 2026

Easy to apply easy to use app

Easy to apply easy to use app great service Reviewed on: 21st January 2026

Always helpful.

Always helpful. Easy to see balance and make payments. Prompt reminders for payments Reviewed on: 21st January 2026

all good thank you and very helpful about all my...

all good thank you and very helpful about all my needs Reviewed on: 21st January 2026

The rates are very competitive, the app is very easy...

The rates are very competitive, the app is very easy to use and self explanatory Reviewed on: 20th January 2026

Building my credit score

I have this credit card to help build my credit score and i'm very happy as this has had a massive impact. Reviewed on: 20th January 2026

Zoopa helped me build my credit by giving me sma...

Zoopa helped me build my credit by giving me small balance a very good interest rate and rewarding me by increasing limit with sensible use I would recommend zoopa to anyone who like me has had financial stuggles but is trying to re build Reviewed on: 20th January 2026

Not long winded to make a payment also easy and stra...

Not long winded to make a payment also easy and straightforward to make a payment Reviewed on: 20th January 2026

It would be a lot better if I could ring you as your...

It would be a lot better if I could ring you as your website can be difficult to navigate with Reviewed on: 20th January 2026

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