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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Top card company

Not only can you keep an eye on your balance with simple app they also provide your credit score and helpful info Reviewed on: 21st February 2023

Fast and easy

Easy to apply and easy to use . Reviewed on: 21st February 2023

Good to use the Zopa credit card

Best credit card ever. Easy to apply and overall it’s good. Reviewed on: 21st February 2023

Such ace credit card

It's so good easy to use easy to pay. Good interest rate Reviewed on: 21st February 2023

Great credit builder

My credit score is a little sketchy based on an issue I had, out of my control, a few years ago. I’ve struggled to get back on top of things but Zopa offered me a card without hassle and my score is already on the up. So much so that I’ve found it a lot easier to get credit where needed (I’m a lot more cautious these days). The application was amazingly straight forward and the app makes payments and tracking spends so easy. Reviewed on: 21st February 2023

Very help for people need improve credit score

Was very good in the time that I need help Reviewed on: 21st February 2023

Credit Card Zopa

I’ve got the credit card that I’m happy with, Zopa is a company that probably gives you the that financial help that you need quick and easy. The app is good so I’m very happy being Zopa credit card holder and their client. Reviewed on: 21st February 2023

Helped me build credit score

Great card, app works as it should, regular update emails and helped me build my credit score. Thanks Reviewed on: 21st February 2023

Easy peasy Zopa was breezy !

Easiest application to it landing on my doormat ever ! Love it ! Reviewed on: 21st February 2023

Easy to use Credit Card

Application very easy, great app with all the information you need to manage your finances effectively. Reviewed on: 21st February 2023

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