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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Friendly and efficient good to bank with.

Friendly and efficient good to bank with. Reviewed on: 15th January 2026

you been with the rest now bank with the best

Its all good all round, im glad I found this card, many thanks Reviewed on: 15th January 2026

First rate service , when I have had to contact cust...

First rate service , when I have had to contact customer support Reviewed on: 15th January 2026

They are very friendly and helpful

They are very friendly ,their app is easy to use Reviewed on: 15th January 2026

Easy to apply and sensible limits

Easy to apply and sensible limits Reviewed on: 15th January 2026

Gave me a chance with credit but at a fair rate.

Gave me a chance with credit but at a fair rate. Reviewed on: 15th January 2026

Hassle free credit card application

I applied for a credit card with Zopa online. Very quick hasslefree service and agreed instantly with a generous credit limit. The app is user-friendly and very informative.. first class customer service Reviewed on: 15th January 2026

Excellent card

I have found my Zopa card easy to use, right from the start, no nasty surprises. Reviewed on: 15th January 2026

Excellent service with value for money

Excellent service and value fir money - great customer service and reliable Reviewed on: 15th January 2026

Very friendly service , easy to access the app on th...

Very friendly service , easy to access the app on the phone Reviewed on: 15th January 2026

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