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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Clear and simple

5
The cards are simple but colourful while the app system is easy to understand and well laid out thus card is a giid option for those looking for a first time credit card. Reviewed on: 21st February 2023
Paul John Cox's avatar
Paul John Cox

Easy to use

5
Zopa is a slick credit card Keeps you in control of your spending Keeps you up to date with products and a very easy to use platform. Reviewed on: 21st February 2023
James's avatar
James

Very straightforward card easy time use and quick online use

5
Very happy with my Zopa card and the online use payments appear straight away do you know where you are all the time Reviewed on: 21st February 2023
Amanda's avatar
Amanda

Easy app

5
Great card . Updates quickly . Friendly app . For me who is not very technical Reviewed on: 21st February 2023
dawnock@live.com's avatar
[email protected]

Easy peasy finance control

5
Firstly applying was a breeze, such a smooth process with clear communication every step of the way. Then it comes to the app, super straightforward and easy to use, very clear on what’s what, with no hidden nasties! Reviewed on: 21st February 2023
Syn Tox's avatar
Syn Tox

Really helped me through hard times

5
Really nice company to deal with and nice staff when I needed to contact them Reviewed on: 21st February 2023
Mr Robert a wain's avatar
Mr Robert a wain

Fantastic app,easy to get answers and just overall a grand experience

5
Anything I've had issues with (little to none) has been answered quickly and correctly I find this useful matched with the app that makes payments and tracking easy. Reviewed on: 21st February 2023
Ant's avatar
Ant

Great card and ap

5
I have found the whole process easy from the start of my application to the continued use of my card and the ap. The ap is easy to use and informative. Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Great service

5
I’ve had a credit card with Zopa for over a year now and the quality of the customer service and communication is exceptional Reviewed on: 21st February 2023
Aaron banks 's avatar
Aaron banks

Easy to use

5
Easy to use And control best credit card I’ve ever had Reviewed on: 21st February 2023
Tony Buckingham's avatar
Tony Buckingham

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