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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

No problems

Done what they say with no complications Reviewed on: 21st February 2023

Awesome

Easy to use app and great customer service Reviewed on: 21st February 2023

Easy

Easy as pie to use this credit card with no hidden fees Reviewed on: 21st February 2023

Simple to use

Very easy to keep track on your account and simple to use Reviewed on: 21st February 2023

Fack yeah !

Just wish to win money .. Reviewed on: 21st February 2023

Good experience

Everything I could want from a credit card Reviewed on: 21st February 2023

Easy to use app

Simple to apply and brilliant app Reviewed on: 21st February 2023

Brilliant credit card

Never had any issues, good communication and always really helpful Reviewed on: 21st February 2023

Happy customer

The use of payment towards my account is so simple and quick and efficient Reviewed on: 21st February 2023

User-friendly and there when I need it

This was the first credit-card I have been approved for and with its low limit and app notifications it’s super easy to use and has helped me build my credit score. Zopa have always got me out of a pickle. I am a loyal customer! Reviewed on: 21st February 2023

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