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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The best credit card I have had

Zopa are a great company, always looking after their customers and helping them with their credit history Reviewed on: 21st February 2023

Marvelous

Low interest. Instant Notification. Immediate payment update. No need to wait or pending like other providers Reviewed on: 21st February 2023

Brilliant

Great interest rates, with very friendly staff. Reviewed on: 21st February 2023

Great service

Always had great service with Zopa and never had a problem Reviewed on: 21st February 2023

Excellent

Great and exciting card. Very handy . Easy to use and good security measures. Good support network and apps. Very reliable. Reviewed on: 21st February 2023

Ease of use

Easy to manage and keep tabs on. Simple app that just make large sense! Reviewed on: 21st February 2023

Zopa Credit Card

I have had my Zopa credit card for a while now and have found their customer service to be very good Reviewed on: 21st February 2023

Excellent service

Zopa is an excellent company providing excellent services. Reviewed on: 21st February 2023

Great friendly service

Help me build my credit score and hopefully on the way to becoming a home owner Reviewed on: 21st February 2023

Credit rating

They gave me good advice on how to improve my credit rating. My rating has gone from poor to good thanks to Zopa. Reviewed on: 21st February 2023

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