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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant And Easy

First class service. Easy to use App. Highly recommended. Reviewed on: 21st February 2023

Excellent service, very easy to use and regularly review your credit limit.

Easy card to apply for, simple to make payments every month. Regular reviews of your credit limit and reasonable apr Reviewed on: 21st February 2023

The best company!!!

I will you recommend to my friends and family only Zopa !!!! Reviewed on: 21st February 2023

10s all round

Easy to set up and use. Clear lines of communication. Best service there is Reviewed on: 21st February 2023

Credit card

Very helpful. And good services Reviewed on: 21st February 2023

Nice and easy process

Never had a problem, always recommended to have a credit card from Zopa Reviewed on: 21st February 2023

Excellent

Absolutely love Zopa as a whole, they give me great insite to my credit rating and what can be done better, they are extremely efficient in their communication and helpfulness, customer service have always gone above to help me with any issues I've had and i know i am secure in my credic card purchases. I would 100% recommend Zopa Reviewed on: 21st February 2023

Best credit card

I have been using from an year , I got few credit cards in that Zopa is the best in all the services they offer and good customer service. Reviewed on: 21st February 2023

Great service

Easy to use account, with great customer service Reviewed on: 21st February 2023

Quick and easy to set up

App is relatively easy to use good thing is you can set a credit cushion on your credit limit so any transactions will cancel if taken into it which is quite handy if you don’t check your app regularly Reviewed on: 21st February 2023

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