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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great

App is easy to use. And customer service is great. Reviewed on: 21st February 2023

Thanks

Thanks good company card.... I'm very happy Reviewed on: 21st February 2023

Excellent service

Everything is explained in full. App is easy to use. Fees are very reasonable. No problems at all. Definitely recommend Reviewed on: 21st February 2023

Great Zopa !

Enjoying the freedom of my Zopa credit card ! Thanks Zopa ! Reviewed on: 21st February 2023

its the best

i got a few credit cards but zopa is far better then others Reviewed on: 21st February 2023

100% Recommend

Great customer service and amazing and user friendly app. The process of requesting and receiving a Zopa card was super smooth and there is full transparency on monthly repayments. All in all, would 100% recommend! Reviewed on: 21st February 2023

Brilliant

Excellent credit card to have I would definitely recommend this card for building your credit and every day use Reviewed on: 21st February 2023

Would recommend

Yeah been good so far with the card, no issues Reviewed on: 21st February 2023

Zopa

Zopa is great credit card to use Reviewed on: 21st February 2023

Really good service

Good service, good rate, easy to use app. all good Reviewed on: 21st February 2023

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