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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43494 reviews)

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4.94

Based on 43,494 reviews, last reviewed 20th Mar 2026

155750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43494)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great products!

Great products,easy to apply even with poor credit score! Well done,highly recommend! Reviewed on: 15th January 2026

Zuper Zopa

super easy app and always get any important updates Reviewed on: 15th January 2026

Really great service with a very easy to use app whi...

Really great service with a very easy to use app which updates immediately Reviewed on: 15th January 2026

Great Card, Great Company

Great credit card, had to contact customer service once, query swiftly resolved. No problems. Reviewed on: 15th January 2026

Excellent service and easy to use application

Excellent service and easy to use application Reviewed on: 15th January 2026

Great card and simple to use.

Great card and simple to use. More information and easy to read and use Reviewed on: 15th January 2026

Very easy to deal with and the app is great for maki...

Very easy to deal with and the app is great for making sure you have control over your finances Reviewed on: 15th January 2026

Great credit product.

Great user interface. Straight forward information to keep on top of your credit and fantastic customer service. Reviewed on: 15th January 2026

Just had a card replacement , very fast and easy to...

Just had a card replacement , very fast and easy to apply from the zopa app. Coerumer service means that is doing a excellent job . Thank you. Reviewed on: 15th January 2026

The Zopa app is straight forward and easy to use.

The Zopa app is straight forward and easy to use. I have never had a problem with Zopa. Reviewed on: 15th January 2026

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