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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43497 reviews)

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4.94

Based on 43,497 reviews, last reviewed 22nd Mar 2026

155900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy to deal with, very quick service,excellent... Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43497)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great credit product.

Great user interface. Straight forward information to keep on top of your credit and fantastic customer service. Reviewed on: 15th January 2026

Just had a card replacement , very fast and easy to...

Just had a card replacement , very fast and easy to apply from the zopa app. Coerumer service means that is doing a excellent job . Thank you. Reviewed on: 15th January 2026

The Zopa app is straight forward and easy to use.

The Zopa app is straight forward and easy to use. I have never had a problem with Zopa. Reviewed on: 15th January 2026

Simple application easy use app perfect

Simple application easy use app perfect Reviewed on: 15th January 2026

Review on ZOPA credit card

Easy to use and understand the App. Brilliant customer service. Reviewed on: 15th January 2026

Brilliant credit card The App is great

Brilliant credit card The App is great Reviewed on: 15th January 2026

I am entirely grateful for Zopa for giving me a chan...

I am entirely grateful for Zopa for giving me a chance where most others did not. I have a less than perfect credit score and they were gracious accommodating to my needs. Thank you again. I cannot fault. Reviewed on: 15th January 2026

Great in every way , Zopa is so easy to use , conven...

Great in every way , Zopa is so easy to use , convenient and affordable. I would recommend Zopa to any one Reviewed on: 15th January 2026

Zopa highly recommended

App very easy to use and very usefull topics on it Reviewed on: 15th January 2026

Easy user interface that makes paying your balance e...

Easy user interface that makes paying your balance easy and stress free a very user friendly app indeed Reviewed on: 15th January 2026

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