Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Brilliant concept

I like that my balance is separate to my spend balance Reviewed on: 21st February 2023

Really good

Never had any problems with this credit card, really useful Reviewed on: 21st February 2023

Excellent

Excellent service, would definitely recommend them to anyone that needs help. Reviewed on: 21st February 2023

Always great customer service!

App is easy to use, pin is easily accessible and just an overall great service Reviewed on: 21st February 2023

Great

Great service had no issues app easy to manage Reviewed on: 21st February 2023

Brilliant card

Since getting my zopa its been easy to monitor my credit at a great rate! Highley recommended Reviewed on: 21st February 2023

Great for Credit card

I’m very pleased with Zopa and specially their review on my profile which helps me to improve my credit profile Reviewed on: 21st February 2023

Easy app with real time balance and repayment due dates

Friendly and easy to use mobile app that lets you stay in control of your spending Reviewed on: 21st February 2023

Smart credit card, a true revolution.

I am happy with how easy to use the app is, when you make payments, the balance and available credit updates immediately. I get updates to tell me what I spent and where, the interest is more than reasonable, excellent customer service, the best credit card I have been fortunate to ever have had. Reviewed on: 21st February 2023

Excellence

Excellent service and product, great updates and dedicated app Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.19 from 6 reviews
Everyday credit card (discontinued)
from Creation 4.00 from 22 reviews
Credit card
from Chase Bank 4.81 from 383 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub