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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Majid Mohammed

Awesome experience having Zopa. Better then other cards Reviewed on: 16th January 2026

Staff that know what they are talking about with gre...

Staff that know what they are talking about with great skills Reviewed on: 16th January 2026

Zopa has been great to me!

Zopa has been great to me! Really got me going when I needed them most. Reviewed on: 16th January 2026

I love Zopa, it's a great service

I love Zopa, it's a great service Reviewed on: 16th January 2026

Great service

Not been with Zopa for long but my experience has been a breeze so far, so thank you Zopa. Reviewed on: 16th January 2026

Excellent service, friendly and comprehensive.

Excellent service, friendly and comprehensive. Always willing to help resolve any problems or queries you might have. Reviewed on: 16th January 2026

I would like recommended to all to have zapa card

Very good I'm with zopa 1 years and never had problems Reviewed on: 16th January 2026

Never had any issues with dealing with Zopa

Never had any issues with dealing with Zopa Reviewed on: 16th January 2026

Honestly great, painless to set up and quick approval.

Honestly great, painless to set up and quick approval. Recieved card in under a week ready to go Reviewed on: 16th January 2026

Zopa is just good infact excellent

Zopa is just good infact excellent Reviewed on: 16th January 2026

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