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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very professional.

Very professional. Easy to use website Reviewed on: 16th January 2026

Zopa review

Zopa Credit delivers an outstanding experience from start to finish, with service that feels both personal and efficient. The customer support team is responsive and knowledgeable, always taking the time to explain terms clearly and help find the right credit solution. The mobile app is a standout feature – it’s sleek, intuitive, and incredibly easy to navigate, allowing me to check balances, make payments, and monitor my credit progress in just a few taps. Everything loads quickly, and the clean design means even those new to managing credit online will feel comfortable using it. Whether you’re applying for a new line of credit or staying on top of your account, Zopa makes the process smooth and stress-free. Reviewed on: 16th January 2026

They accommodating and polite .

They are accommodating and polite . Reviewed on: 16th January 2026

Give you answers straight away.

Give you answers straight away. The banking is easy to understand and advise you when they take the money from your account Reviewed on: 16th January 2026

Very quick and efficient service

Very quick and efficient service Reviewed on: 16th January 2026

My Zopa card

Zopa is a very good card to have i wish i got there card before i had my other 2 and they are always helpfull. Reviewed on: 16th January 2026

Accepted me when no other would.

Accepted me when no other would. When I lost my card, it was easy to freeze and then order a new one in the app. Reviewed on: 16th January 2026

Just been there I needed credit

Just been there when I needed credit Reviewed on: 16th January 2026

I’ve been with Zopa for a couple of years now and I’...

I’ve been with Zopa for a couple of years now and I’m a happy customer. Reviewed on: 16th January 2026

Zoos credit card

Fantastic credit card so simple and easy to use great starting credit limit was very impressed Reviewed on: 16th January 2026

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