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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Handy

Very handy in emergencies when you run out or forget your money Reviewed on: 21st February 2023

Brilliant

Very easy and very informative of any changes Reviewed on: 21st February 2023

Easy and reliable service

Easy and reliable service. Zopas app is excellent and allows for quick updates and checking of your account. Highly recommended. Reviewed on: 21st February 2023

Fantastic company

When no one would give me a chance these did and they have been great throughout my time with them. Even had my car hijacked and my card was in my car and they were so kind and supportive and helpful throughout. Highly recommended company Reviewed on: 21st February 2023

All helpful

The best credit card I ever had Reviewed on: 21st February 2023

Interest rate

Went up 10% since i have it. So it was not fixed as promised. Reviewed on: 21st February 2023

Great credit card to start building credit

I have used Zopa for a little over a year I believe, and it has helped me to improve my credit score! With friendly customer service staff, whenever I have had an issue it has always been swiftly resolved with a can-do attitude. I would totally recommend! Reviewed on: 21st February 2023

Very well customer services based

Always on hand to help no query to big, all round great. Reviewed on: 21st February 2023

Great service

Love been part of this company,great communication with them,and great App Reviewed on: 21st February 2023

Reliable hassle free

Reliable card taken everywhere with hassle free app to keep an eye on spending and make additional payments easy Reviewed on: 21st February 2023

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