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Zopa: Credit card reviews

4.94
Based on 43,499 reviews, last reviewed 22nd Mar 2026
156000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good app, great service. Good app, great service. Concise and neat Reviewed on: 22nd March 2026
Ali K's avatar
Ali K

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43499)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service

5
Very happy easy to contact, very knowledgeable and would highly recommend Reviewed on: 15th January 2026

Hi my experience zopa is very good service provider

5
Hi my experience zopa is very good service provider Reviewed on: 15th January 2026

Best Card Best everything

5
always so helpful understanding very polite wouldn’t want to have another card Reviewed on: 15th January 2026

Good experience, professionalism

5
Good experience, professionalism Reviewed on: 15th January 2026

Overal very good, very happy customer.

5
Overal very good, very happy customer. Been with Zopa a few months and had no problems at all thank you for everything Zopa Reviewed on: 15th January 2026

Friendly customer service there when I needed them t...

5
Friendly customer service there when I needed them thanks . Reviewed on: 15th January 2026

Great understanding people financial problems

5
Great understanding people financial problems Reviewed on: 15th January 2026

I find them very easy to deal with

5
I find them very easy to deal with Reviewed on: 15th January 2026

The application process was straightforward and I wa...

5
The application process was straightforward and I was approved for a Zopa Credit Card the same day. Since using the Zopa app it is also very easy to navigate so I can easily manage my account day to day. Reviewed on: 15th January 2026

Verry easy and fast to aply for credit card whic was...

5
Verry easy and fast to aply for credit card whic was delivered fast to me and ready to ise Reviewed on: 15th January 2026

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