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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good customer service always

Very good customer service always Reviewed on: 16th January 2026

Good Card, great customer service, fair interest rat...

Good Card, great customer service, fair interest rate and easy and clear to make repayments. Reviewed on: 16th January 2026

Quick and easy

Quick and easy to apply app is really easy to navigate Reviewed on: 16th January 2026

I like Zopa as it’s helping me to rebuild my credit...

I like Zopa as it’s helping me to rebuild my credit score Reviewed on: 16th January 2026

Zopa credit card is an excellent

Zopa credit card is an excellent Reviewed on: 16th January 2026

Has helped in having piece of mind

Has helped in having piece of mind Reviewed on: 16th January 2026

They are very helpful and easy to deal wit.

They are very helpful and easy to deal wit. A good company I would recommend. Very good in communication Reviewed on: 16th January 2026

I love the app on my phone and every time I spend on...

I love the app on my phone and every time I spend on my card it pings me to let me know what I have spent and what’s left Reviewed on: 16th January 2026

Very satisfied with the using the card.

Very satisfied with the using the card. Very easy instructions. Reviewed on: 16th January 2026

Different

Different way of doing things but it works well Reviewed on: 16th January 2026

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Want to see more from Zopa?

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