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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Excellent rates. Easy to use. Was sent my card in a few days. Reviewed on: 21st February 2023

Fantastic

Easy to use app and simple to follow instructions when applying Reviewed on: 21st February 2023

Great card

Great service , happy with everything Reviewed on: 21st February 2023

Review

I have had a great experience using zopa credit card and would recommend to others Reviewed on: 21st February 2023

My credit card

I use my card monthly, but pay off the balance in full. This helps my credit score. I also earn on my savings with ZOPA. Reviewed on: 21st February 2023

Great service

Great service! Definitely recommend Reviewed on: 21st February 2023

My Go to Card

The app is amazing, with everything at my fingertips, i can budget easily whilst working out spending and i can choose to put a buffer in place to stop me going over my limit. What's not to like, As the title suggests this is now my go to card Reviewed on: 21st February 2023

No hidden fees and straightforward to use

Better than other credit card services, as they pay any amount before interest automatically if you allow them to. Other cards im with do not allow an option like this and you rack up fees. Reviewed on: 21st February 2023

Brilliant service and customer service.

They are always happy to help with outstanding customer service. Reviewed on: 21st February 2023

Great Business

Found to be very helpful and the app works well too Reviewed on: 21st February 2023

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